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Recent Articles at Personal Finance Pages

How Check 21 Affects You

The Check 21 Law is the new federal law for financial institutions and has taken effect last October 28, 2004.Before the Check 21 law was enacted, your

How to Obtain a Non ChexSystems Bank Account Without Being Scammed

Predatory lending exists in the mortgage industry. It's typically when a mortgage broker add's on unnecessary fee's to a bad credit application, because

Understanding Fixed Income Securities: Expectations

I’ve come to the conclusion that the Stock Market is an easier medium for investors to understand (i.e., to form behavioral expectations about) than the Fixed Income Market.

Saving Money - Are You Doing Enough?

It is estimated that we, as consumers, waste an average of 30% of our paychecks on items we don't need or pay way too much for the items we buy. Since

Make or Break Your Retirement!

The Prudential has dubbed those who refuse to leave home as"kippers" or "kids in parents' pockets eroding retirementsavings". Recent research concludes

How to Balance Your Checkbook – Get a Calculator and Pencil and You are Ready To Go!

Despite how easy it is to balance a checkbook, very few people take the time to do it and the few who do, don’t always do it the right way. If you write

Budgeting Tip - Give Every Dollar a J-O-B

If someone were to ask me to give them one piece of advice regarding their money I would tell them one thing (and I wouldn’t hesitate at all in telling

Know Thy Finances

The first step to financial success lies in knowing your financial situation at any given time. There is an anecdote attributed to John D. Rockefeller--that





Budget Planning - It's Elementary My Dear Watson

Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller

Go for the 'Reversible Decision' - A Great Way to Leave Financial Regret Behind!

If you’re just fresh out of school, you may or may not have had the ‘privilege’ yet of regretting some of your financial decisions. But the time is coming

Single Mother Resources Directs You Towards Success

As a parent you are bound to face a few challenges but as a single mother you are bound to face challenges almost everyday. Raising a child is not meant

What is Index Trading?

Almost everyone has heard about index trading but fewer than 5% of personal traders actually do it. One of the most heavily traded indexes is our very

Surviving the 2005-2006 Winter Heating Bills

Heating your home or apartment is not just something you want to do during the winter months, it's something you need to do to survive. With energy prices

Knowing Me, Knowing You: Why ID Protection Plans Are Flawed For Fraud

ID theft is a major consumer concern, though there is apparently much confusion about proactive protection initiatives and apparently safe and unsafe spending behaviour.

Developing a Budget? Watch Out for Those Budget-Bursting Gremlins

If you’ve developed a household budget to get your spending back in line or to just reduce stress, good for you! Creating and sticking to a budget isn't easy by all means.

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